App Avalanche: Neo-Banks’ 40% Leap Reshapes Retail BENGALURU – Jupiter/Fi neo-banks crossed 50 Mn users Q3 2025, +40% YoY (Redseer), zero branches all AI. “Gig seamless,” Jupiter CEO Jitendra Gupta, as UPI 20.8 Bn Aug (+36%). X: #NeoBank40 (90K), “Queue-free” (18K views). Comparisons: Vs. SBI 22K branches, neo’s 1.5% overhead savings. AI Arsenal: 11% Loans, … Read more
RBI’s Cautious Stance: Balancing Growth and Stability in a Low-Inflation Era MUMBAI – In a move that surprised few but relieved millions, the Reserve Bank of India (RBI) on October 1, 2025, decided to keep the benchmark repo rate unchanged at 5.5% for the second consecutive meeting. Governor Sanjay Malhotra, in his post-policy press conference, … Read more
Safe Havens Rising: Post Offices as Rural India’s Financial Fortress VILLUPURAM, TAMIL NADU – In this paddy belt hamlet, 62-year-old farmer Rajendran queues at the local post office, Rs 2 lakh cheque in hand for Kisan Vikas Patra (KVP). “7.5% guaranteed? Beats bank FDs and gold’s volatility,” he says, echoing a national surge. September 2025 … Read more
Finding the right business account can grow company funds faster. High Interest Business Accounts pay more than regular checking or savings accounts. Here are the top banks to consider in 2025. 1. Bluevine Bluevine is a popular pick for small businesses. This bank offers some of the highest interest rates on business checking accounts. No … Read more
Students often need quick cash for books, rent, or sudden costs. Instant personal loans without documentation offer fast funds. They fit into financial planning for students by covering gaps. But check options first to avoid debt traps. What Is an Instant Personal Loan Without Documentation? These loans give money fast with little paperwork. Lenders approve … Read more
As U.S. shutdown ripples threaten $25B export hits, CBIC’s 90% provisional refunds for inverted duty structures (IDS) are a clutch play. Kicked off Oct 1, it targets ₹25,000 Cr in jammed claims, fast-tracking 90% in 10-15 days. “This flips cash crunches to opportunities,” notes FIEO’s Ashwani Kumar, amid 120K #GSTBlitz X cheers from Tirupur mills. … Read more
Eco-bonds bloom: Issuances +52% to ₹20,000 Cr H1, drawing $4.3B FDI as solar doubles by 2030 (IEA). IREDA‘s $1B lead; GreenBonds 300K X amps “net-zero now.” Vs. 2024’s $2.8B, ties 300MT steel green push. FDI Firepower: RE Realities Office absorption 16.3 msf Q3; household wealth +14.5%. Activist Alerts Eco-threads viral; 15% EM CAGR. Policy Prop: … Read more
In August 2025, India’s Unified Payments Interface (UPI) notched 20.01 billion transactions—a staggering 34% year-on-year leap—worth $281 billion. That figure represents 80% of all digital transactions in the country, solidifying India’s place as the global leader in cashless payments. The National Payments Corporation of India (NPCI) even joined the celebration with viral “Cashless Raja” memes, racking up more … Read more
Tier-2 tills ring louder: Spends hit ₹16,911/card Q3 (+25% YoY, TransUnion), with HDFC’s Swiggy/Infinia cards luring 2M via 5% UPI rewards. Non-metros claim 35% of 109M cards; #Tier2Cards X debates (80K) hail “aspirational shift.” Delinquencies 1.8% (RBI); inflation 3.3% strains. Vs. China’s 50% penetration, India’s 8% grows 15% May spends. Spend Spectrum: Data and Drivers … Read more
MUMBAI, Oct 10, 2025—Dreams of Ivy Leagues just got cheaper: KKR’s $1.1B buyout of HDFC Credila, India’s top education NBFC, promises faster, fairer loans as study-abroad apps spike 25% YoY. Valued at Rs 9,444 Cr, the deal—inked Sep 2025—catapults KKR’s India portfolio, targeting a $10B market bloated by 1.3M students eyeing U.S./U.K. shores. Credila’s 70% … Read more