India appears to have entered a phase of unusually low inflation. According to a recent poll by The Financial Express (FE), the country’s consumer price index (CPI)-based retail inflation is expected to come in at around 0.5 % in October, down sharply from 1.54 % in September. This would mark the lowest print in the … Read more
Global investment bank Goldman Sachs has shifted its stance on Indian equities, upgrading the market to “Overweight” and setting a target of the Nifty 50 index at 29,000 by end-2026, implying roughly a 14 % upside from present levels. This move marks a reversal from the October 2024 downgrade, when the bank had flagged stretched valuations … Read more
At the recent ICICI Prudential AMC presentation during the CNBC‑TV18 Global Leadership Summit, CIO Sankaran Naren flagged a key risk facing equity markets worldwide—particularly for India. He identified a potential correction in the US market as the biggest downside threat for global equities. While India may appear structurally stronger than many peers, Naren cautioned that … Read more
What SEBI Has Flagged SEBI issued a cautionary statement to the public advising them to exercise vigilance when investing in so-called “digital gold” or “e-gold” products offered via online platforms. According to SEBI: Regulated vs Unregulated: A Clear Comparison What falls under SEBI’s regulation SEBI lists the following gold-related investment avenues as regulated: In these … Read more
Background—A Major Regulatory Shift Canara Bank, one of India’s largest public sector lenders, removed the minimum balance requirement across all savings accounts. The change affects regular, salary, NRI, senior citizen, and student accounts alike, making Canara Bank the first major PSU bank to offer universal zero-balance banking. Previous rules required customers to maintain an average … Read more
November 2025 saw GST exemptions on select health and life insurance policies, sparking demand and investor interest. LIC’s Record Growth LIC registered a 31% YoY profit boost as premium incomes increased after GST relief. Impact on the Sector Banking services GST remains at 18%, but insurance players flourish with reduced product prices and higher coverage … Read more
Introduction The 2025 Union Budget of India has brought transformative changes to tax and finance policies, targeting growth and citizen welfare. Income Tax Reforms The government raised tax exemption limits to ₹12 lakh, benefiting middle-income groups.Revised slabs create calibrated relief and encourage consumption. Agricultural Credit Schemes Budget introduces ₹6 lakh crore for rural sector expansion … Read more
Introduction India’s 2025 Central Sector Interest Subsidy Scheme (CSIS) offers transformative relief to students seeking higher education through loans. Driven by government reforms, CSIS waives interest on qualifying loans for students from economically weaker sections (EWS), supporting their pursuit of domestic or overseas degrees. Who Benefits? Eligible students from families earning below ₹4.5 lakh annually … Read more
What’s the Big News? In the 2025–26 Union Budget of India, the government announced sweeping tax reforms aimed directly at easing the burden on India’s middle-income earners. Key among them: individuals earning up to around ₹12 lakh annually (in the new tax regime) will see zero income tax, giving the middle class more take-home pay … Read more
India’s Finance Ministry is preparing a growth-focused Budget 2026 with a clear emphasis on infrastructure, green energy, and digital expansion. The government aims to sustain India’s position as the world’s fastest-growing major economy amid global headwinds. Planned Capital Expenditure Increase Insiders suggest the government is planning to raise capex by 12%, pushing total spending above … Read more